Repair Now, Pay Later

Synchrony Car Care Credit Card

Perfect for everyday repairs, maintenance, or big service jobs.


Benefits include:

  • 6 Months Special Financing on purchases over $199*
  • Widely accepted nationwide
  • Easy application process
  • Use for service, parts, and tires


No Interest if Paid in Full Within 6 Months*



On qualifying purchases of $199 or more. Interest will be charged from the purchase date if not paid in full within the promo period. Minimum monthly payments required.

Apply for Synchrony Financing

*On qualifying purchases of $199 or more. Interest will be charged from the purchase date if not paid in full within the promo period. Minimum monthly payments required. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for promotional financing.

Synchrony Car Care Credit Card | Locals Automotive Repair
Koalafi Credit Card | Locals Automotive Repair

Koalafi Credit Card

Some purchases just can’t wait for "someday." Get what you need today while you pay over time with Koalafi’s no-credit-needed, lease-to-own financing*. Enjoy high approval amounts, flexible payments, and the option to pay off your lease early and save.

Apply for Koalafi Financing

* We do perform a credit check on the customer as part of our application process. No credit needed does not imply no credit check. The program described is a rent-to-own (or lease-to-own) transaction. You will not own the leased merchandise or acquire ownership rights unless you make all scheduled payments or prepay in accordance with the lease. Details vary from state to state. Program features are for qualifying customers only. Offer subject to change. Consult your lease for complete terms and conditions. ^ You can take advantage of the early purchase option by calling Koalafi at (844) 937 - 8275 to set up additional payments within the promotional period (often 90 days, though this may vary based on the store & state). If you pay off within this period, then you will only owe the initial payment, purchase price, taxes, & associated fees as outlined in your lease agreement.

EasyPay

How We Help Customers

Save money:
Our 90-Day Finance Charge Cap Promotion caps the amount of Finance Charges you will be required to pay at $40 if your full balance is paid during the first 90 days after your agreement begins, you make all scheduled payments within 30 days of when they are due, and you are not in default for any other reason. Conditions apply.


No money needed:

Make the purchases you need today with $0 down


No surprises:

Easy to read, fully transparent contracts


Enjoying rewards, not penalties:

You won’t be penalized for paying off a contract early


Sign anywhere & anytime:

With mobile and online applications, you can apply anywhere


EasyPay takes the stress out of unexpected expenses.
With no credit needed, you can get pre-qualified and approved for up to $5,000.

Apply for an EasyPay Payment Plan
EasyPay | Locals Automotive Repair